GetHardMoney.usAscend Capital LendingStart a deal ↗Short-term, deal-specific financing for time-sensitive acquisitions, mid-rehab projects, stalled construction, and properties that need a clear path to stabilization.
Short-term capital for time-sensitive acquisitions
Capital for projects already underway, incomplete, or temporarily stalled
Financing for properties that need stabilization before permanent debt
Deal-specific review of equity, remaining scope, timeline, and exit
Bridge and mid-rehab loans provide short-term, business-purpose financing when an investor must acquire, complete, reposition, or stabilize a property before it can be sold or qualify for permanent financing. These loans are built around the property's current condition, remaining work, available equity, completed value, timeline, borrower experience, and the credibility of the exit strategy.
Bridge financing can support a time-sensitive purchase, delayed sale, lease-up period, seasoning requirement, or property that needs work before long-term financing is available. Mid-rehab financing may help an investor replace an existing lender, complete an unfinished renovation, resolve a funding interruption, or finish a project whose scope or timeline changed after closing.
The review considers the as-is value, existing liens, work completed, remaining budget, after-repair or stabilized value, contractor plan, reserves, and time required to reach the exit. Approved construction or renovation funds are commonly released through draws after work is documented and inspected. A defined sale or refinance strategy is essential because the loan is intended to be temporary.
The most experienced investors—with strong credit, liquidity, equity, comparable completed projects, and a well-supported exit—may qualify for the most competitive available rates, pricing, and leverage. Less experienced borrowers or more complicated projects may require more equity, additional reserves, lower leverage, or an adjustment to rate and pricing to reflect the added execution risk.
Rates, pricing, leverage, eligible costs, reserves, draw procedures, and experience requirements vary by lender and transaction. Final terms are determined after reviewing the property, existing debt, remaining scope, borrower qualifications, timeline, and exit strategy.
Share the property, scope, experience, timing, and exit strategy. We’ll help identify the clearest path forward.