GetHardMoney.usAscend Capital LendingStart a deal ↗Flexible, deal-specific financing for multifamily properties with five or more units, income-producing commercial real estate, and a substantial array of special-use assets such as laundromats, RV parks, mobile home parks, retail commercial properties, campgrounds, storage units, and more.
Multifamily properties with five or more residential units
Office, retail, mixed-use, warehouse, and other commercial assets
Select special-use properties evaluated on their specific business and real estate fundamentals
Purchase, refinance, bridge, cash-out, and value-add scenarios
Commercial financing is rarely a one-size-fits-all product. The best structure depends on the property type, income, occupancy, condition, business plan, borrower or sponsor, requested leverage, and intended exit. We use access to a broad lender network to pursue terms aligned with the asset and the opportunity rather than forcing every deal into the same conventional box.
Financing may be available for multifamily properties with five or more units, office, retail, mixed-use, warehouse, industrial, self-storage, and other income-producing assets. Select special-use properties are considered based on their real estate, operating fundamentals, marketability, and alternative-use potential. Options may include purchase, rate-and-term refinance, cash-out refinance, bridge, renovation, stabilization, and value-add strategies.
The review may include current and projected net operating income, debt-service coverage, occupancy, rent roll, leases, historical operating statements, property condition, valuation, capital needs, and market demand. Lenders also evaluate the sponsor's credit, liquidity, net worth, relevant ownership or management experience, equity contribution, and the strength of the business and exit plans.
Commercial loans can differ substantially in leverage, recourse, amortization, interest-only periods, reserves, prepayment terms, renovation funding, and closing requirements. Strong properties and experienced, well-capitalized sponsors may qualify for more favorable rates, pricing, and leverage. Transitional or specialized assets may require additional equity, reserves, pricing, or a clearly defined path to stabilization.
Property eligibility, leverage, rates, pricing, fees, reserves, recourse, and documentation requirements vary by lender and transaction. Final terms are determined only after reviewing the property, borrower or sponsor, financial performance, business plan, and exit strategy.
Share the property, scope, experience, timing, and exit strategy. We’ll help identify the clearest path forward.